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Additionally, customers for this kind of plan might have serious legal or criminal backgrounds. It is very important to keep in mind that different providers use a variety of issue ages on their guaranteed problem plans as reduced as age 40 or as high as age 80 - death and burial insurance. Some will certainly also use greater stated value, up to $40,000, and others will permit much better death advantage conditions by improving the rate of interest price with the return of costs or decreasing the number of years until a full survivor benefit is offered